Terms & Conditions: This card can be redeemed for merchandise in H&M Home stores, on hm.com and in all H&M stores in Germany. The credit balance does not bear interest and is not paid out in cash. The card is valid for 5 years from the date of last use. After this period, it loses its validity without further notification, and any remaining credit is lost. Any commercial resale of the card without the prior consent of H&M is prohibited. H&M accepts no liability for the loss, theft, damage, illegibility or unauthorized use of this Gift Card. H&M reserves the right to change these terms and conditions without notice.